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Florida Bank Information


(866) 817-2677
24 Hour Automated Banking Service

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(866) 546-8273
Available 24 hours a day, 7 days a week.

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Savings and CDs

Personal Savings¹

  • $100 minimum to open
  • $3.00 monthly maintenance fee for minimum daily balances that fall below $300.
  • Interest bearing account 
  • Combined Statements
  • E-statements
  • Free notary service
  • Personal credit cards3

Youth Savings¹

For individuals 17 and under

  • $25 minimum to open
  • No monthly maintenance fee
  • Interest bearing account
  • Combined Statements
  • E-statements
  • Free notary service 

Personal Money Market¹

  • $100 minimum to open
  • $10.00 maintenance fee for minimum daily balances that falls below $2,500
  • Interest bearing account
  • Combined statements
  • E-statements
  • Free notary service
  • Personal credit cards3

Pace IRA CD²

The CD that grows at your own pace. This means you can deposit money into it whenever it's right for you.

  • $100 minimum to open the CD
  • No minimum required for future deposits
  • Rate matches Florida Bank's 1 year IRA rate
  • FDIC insured up to the maximum allowed by law

Additional Certificates of Deposit

For individuals seeking a higher rate of interest, Florida Bank offers certificates of deposit with a variety of terms and interest payment options.

  • Interest rate fixed during CD term
  • Terms from 6 months to 5 years
  • Interest paid quarterly, semi-annually, annually or at maturity.

    Laddering a portfolio of certificates of deposit may increase your liquidity and regularize cash flow. "Laddering” refers to structuring individual certificates of deposit in equal amounts such that the certificates mature at regular intervals across any short term or long term period of time.

We have a certificate of deposit that is just right for you. Please contact one of our dedicated personal bankers for assistance.

1- Money Market and Savings accounts have regulatory restrictions on the number of transactions per month and a fee for exceeding these transactions. Please refer to your account disclosures for details.
2- Bank and IRS conditions and restrictions apply. See account disclosures for details.
Variable rates and APY (Annual Percentage Yields) are subject to change without notice. Fees may reduce earnings. Penalties may be imposed for CD early withdrawals. See account disclosures for more details.
3-Subject to Credit Approval