Cash Management 

Florida Bank’s Cash Management Solutions can help your business maximize profitability. Contact your local branch office and work with our experienced staff to develop a cash management strategy designed to meet your specific needs.

Account Analysis

Account analysis lets you take advantage of your excess account balances to offset maintenance fees.

Account Reconciliation 

Account reconciliation can save you time and administrative expenses associated with matching and reconciling checking accounts. We offer both full and partial recon, allowing you to select the plan that best meets your needs.

ACH Origination

ACH Origination lets you electronically send and collect payments through the Automated Clearing House network, streamlining your payment processes and eliminating costs associated with manual check processing.

ACH Block & Filter

ACH Block and Filter services are a cost effective way to protect your company’s checking account from unauthorized ACH transactions.

Line of Credit Sweep 

This service fully automates the connection between your Florida Bank line of credit and operating account.

Lockbox Services 

Lockbox services can improve the efficiency and profitability of your company by automating collections and accounts receivables posting. We offer wholesale, wholetail and retail lock box solutions tailored to meet the individual needs of each client.

Positive Pay

Positive Pay is a fraud protection service used to detect counterfeit and fraudulent checks. Positive Pay works by comparing an issued check file you supply to us to the checks that are presented to the bank to detect and prevent potential fraudulent activity.

Remote Deposit Capture 

Remote Deposit capture employs leading-edge technology to provide you with a fast, secure way to make check deposits directly from your office.

Reserve Cash Sweep

The Reserve Cash Sweep automatically sweeps excess collected funds from your operating account into a Florida Bank money market account.

Wire Origination

With our online wire origination service you can initiate one-time or repetitive wire transfers in a fast and secure way right from your office.

Zero Balance/Target Balance Account

A Zero Balance Account provides efficient, centralized use of available funds for investment or debt reduction purposes by maintaining account(s) at either a zero balance or other predetermined balance.